The Best Ways To Save Money So That You Can Travel Abroad While Working a Full-Time Job-and While Building Multiple Businesses
Since October 2021, I have traveled to Dar es Salaam, Tanzania not just once or twice, but four times. On my second visit in May 2022, I spent an entire 30 days there, immersing myself fully and falling even deeper in love with the country’s vibrant culture and stunning landscapes.
It was such a memorable experience that as soon as I returned home, I began eagerly planning my next trip, determined to go back before the American holiday season later this year!
And did! I went back for a 1-week stay at the end of October 2022. My family and co-workers couldn’t help but say, “Again??” with a hint of surprise.
And just recently, my favorite comment from a co-worker was, “Oh, so you just hop up and go to Africa whenever you want??”
🤣 It’s funny, but it also makes me reflect on how I manage to juggle everything.
How am I able to do all of this trip planning, work full-time, homeschool my two younger boys, work on expanding my private senior care business, run a small online boutique, and build multiple other streams of income all at once?
In this blog post, I will be sharing with you the best ways to save money while maintaining a full-time job, so that you too can travel more often and make your dreams a reality.
This advice is based on some of my personal experiences and practical strategies that have worked well for me.
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First Things First
First off, personally, I am not going to just hop up and leave my job or business ever again without careful and thoughtful planning. I have carelessly done both of those things before a few years ago, and well, to make a long story short, it turned out to be a complete disaster.
But I have lived through those experiences and learned valuable lessons along the way.
I bumped my head quite a few times, stumbled through challenges, and can now confidently say that my past mistakes have equipped me to become a true pro when it comes to relocating, planning and transitioning smoothly, moving efficiently, and traveling domestically without unnecessary stress.
Now, I am continuing to expand my knowledge by learning more and more about traveling internationally, so that I can become just as skilled and confident when it comes to traveling overseas as well.
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I have also learned that maintaining a full-time job while simultaneously running and building businesses on the side is absolutely essential. This approach ensures that your money continues to flow steadily until your businesses start generating income on a consistent basis.
Furthermore, even after your businesses begin to bring in reliable revenue, it would still be a wise decision to keep your full-time job for a period of time to provide continued financial stability.
Additionally, if you want to avoid accumulating excessive loan debt, your full-time job will be crucial in funding your business ventures without relying heavily on borrowed money.
Read:
10 Things I'm Doing Right Now While Preparing To Live and Work Abroad
I used to think that I was being a hypocrite by keeping my full-time job while also operating as a business owner and entrepreneur. It felt like I was living two conflicting lives until I later discovered that many other people were successfully doing the same.
The very first person I heard speak openly about working full-time while running multiple businesses is a serial entrepreneur named Jessica Frye, who made the bold decision to relocate to South Korea.
Her story inspired me to embrace this dual path with confidence:
“I built my confidence from working for other people. Before I ever opened my own business, I was able to juggle 3 or 4 jobs at one time-and I was able to mange money before I ever opened my own business….”
(@6:48 Working Full-Time and using your money to fund your businesses)
The Best Ways To Save Money So That You Can Travel Abroad While Working a Full-Time Job- and While Building Multiple Businesses
Live with your parents, grandparents, close friend, a sibling, or an understanding family member
This is the number one way to significantly cut expenses and enjoy traveling while still working full-time, but it works best only if your family and friends are genuinely supportive of what you are doing and understand your goals.
2. Ditch your cash car and/or car payments
By ditching your cash car, you will no longer have to spend any extra money on maintenance, car repairs, or all the other major expenses that typically come with owning a used cash vehicle.
For newer cars, you will, of course, also avoid the burden of monthly car payments altogether.
Additionally, by choosing to go carless, you will save even more by eliminating the need to pay for car insurance, and you will avoid the extra risks and liabilities that often arise during harsh weather conditions.
This approach allows for greater financial freedom and less stress associated with vehicle ownership.
Public Transportation
When you choose to go carless, you open yourself up to numerous opportunities to network, meet a wide variety of interesting people, and effectively market your businesses.
This lifestyle encourages you to see, visit, and discover new places and hidden gems around your city—places you might never have noticed if you were behind the wheel.
Additionally, by relying on public transportation options like the bus, metro rail, walking, Uber, cabs, or Lyft, you can significantly save money that can be put toward your travels.
It’s no surprise that many frequent travelers opt not to own cars, prioritizing flexibility and cost savings instead.
3. Relocate to a different city or state that has a lower cost of living
If it feels truly impossible for you to live harmoniously with other people, you might want to consider relocating to a different city or even another state where the cost of living is significantly lower, allowing for more independence and a fresh start.
4. Keep watch on all of your expenses like a hawk
Write everything that you buy down to the very last penny. Don’t skimp on this important habit; instead, keep all your receipts, so that you can maintain a precise and detailed record of all the expenses and purchases you are making with your money.
Make a point to actually write everything you spend down, either on paper or in a dedicated app on your phone. Add, subtract, multiply, and divide every time money comes in or goes out to keep precise track.
Sometimes, without a specific notebook or system set aside to record your day-to-day expenses, you might think you have more money than you really do—or conversely, you might believe you have less than what’s truly available.
This clear and consistent tracking helps you stay financially aware and in control.
5. Get a non stressful, part-time job, in addition to your main full-time job-Or if possible, work a couple of full-time jobs
Pick up a simple part-time job on the weekends or on your days off, and use the extra earnings specifically to fund your travel plans.
Alternatively, consider working two full-time jobs: try to find a position or career where you work three nights a week for 12 hours. This schedule will free up more of your time to take on another full-time job, or even a few smaller part-time jobs.
You can also dedicate time to developing your own businesses or side hustles, allowing you to start generating additional income that can be saved and invested in your travel goals.
*Updated October 2025
